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Regulatory Reporting Solutions, Rebuilt for Accuracy and Change

End-to-end regulatory reporting solutions for banks and financial institutions: source-to-submission automation with full lineage, built-in validations and business-owned rules. Ready for today's returns and tomorrow's granular reporting, without rigid pipelines or vendor lock-in.

The challenge

Regulatory reporting is more than stitching Excel formulas or writing queries across scattered data

Disconnected data sources

Core banking, LMS, GL, treasury, risk and manual files. Checks, reconciliations and enrichments end up in Excel and email threads.

Connected regulatory reports

Returns depend on one another. A change in one cascades across others, and rejections mean rebuilding and resubmitting against the clock.

Demanding audits and inspections

Regulators want the number and what's behind it: how it was derived, which records drove it and who adjusted it, often within days.

Constant regulatory change

New circulars, new templates and a shift toward granular, account-level data. Long change cycles push teams back to manual work.

Solution highlights

A regulatory reporting solution that delivers trustworthy returns and an audit-ready data ecosystem

Wekalp reads and writes Excel, Word, PDF, API and database sources

Simplified Ingestion

Bring in data as-is from core systems, APIs, databases and manual uploads, with no rigid staging model to map to first.

Data quality profile: null values, new codes and datatype mismatches; outstanding balance against historical average

Data Quality

Check data at record and profile level before validation, so issues are fixed at the source rather than found in the return.

Anomaly detection showing new and missing records by state, district, slab and score

Anomaly Detection

Spot new, missing and out-of-pattern records before submission, reducing regulatory risk and rework.

KPI validations: loan growth and GNPA failing thresholds, PCR passing

Validations and KPIs

Intra- and inter-report checks and KPI thresholds keep every return consistent, even under last-minute changes.

Drill-down from a reported total to account-level transactions by source system

Granular Drill-downs

Go from any reported figure to the accounts and source records behind it, with the rule and logic that produced it.

Impact assessment: ALM report moves from version 6 to 7, NPA analysis table from version 1 to 2

Change Impact Assessment

See which reports and tables a data or rule change affects before it's applied, with every version kept.

Enrichment log for loans data: 123 enrichments by type and version

Smooth Audit

Complete visibility from raw data to final submission, including enrichments, versions, adjustments and commentary.

Ad-hoc report builder: asset categories with options to add historical periods, maturity buckets and categorisations

Ad-hoc Reporting

Build datasets and reports for ad-hoc regulator requests yourself, without waiting on operations or data teams.

Compliance dashboard: returns past due, due today and in progress, with owners

Compliance Dashboard

Track readiness, owners, submissions and exceptions across every return and reporting cycle.

Also built in

Maker-checker & sign-off

Controlled adjustments at data and report level, structured reviews and a dated audit trail for every action.

Submissions & distribution

XBRL, XML and Excel returns, with connectivity to regulatory portals and downstream systems via APIs, plus scheduled emails for alerts and events.

Self-service change management

Edit your structures, context, data mappings and rules like a spreadsheet formula, with minimal technology intervention.

GenAI on your own data

AI-generated briefs on data and report quality, conversational analytics for investigations, and conversational visualisations for building narratives.

Regimes we cover

Built for the regulators our clients report to

Philippines · BSP

BSP FRP and COCREE 2.0 reporting

Two parts: source-to-report automation that builds the figures and records, and a BSP Submission Platform with FRP, COCREE 2.0 and five more packages, available on its own. The BSP’s validation rules run before filing, for FRP v15 and v16.

Explore BSP regulatory reporting · FRP v15 & v16 · COCREE 2.0
United Arab Emirates · CBUAE Coming soon

CBUAE SupTech reporting

The same governed foundation for banks moving onto the CBUAE’s data-driven supervisory platform: record-level, versioned data, validations and a full audit trail.

Register your interest
One platform, three workspaces

Something for everyone in the reporting hierarchy

June CFO submission review: 75 of 78 returns ready, exceptions by size of movement, 3,042 of 3,045 validations passed, 10 records adjusted and 12 new logic data points impacting 3 returns
CFO · CCO · Board

Executive Oversight

Confidence before every sign-off: AI briefs on validations, reconciliations and readiness, answers to why any number changed, and visual narratives for board and regulator reviews.

An asset quality return in a spreadsheet view, with the Gross NPA cell selected showing its lineage, version pills for v1, v2, provisional and final, and a question asking why Gross NPA rose
Finance analysts · CFO

Finance Control Center

Accuracy and audit readiness at speed: source-to-submission automation with lineage and built-in trust modules, provisional and final versions, and conversations with your regulatory data.

An NPA classification rule edited like a spreadsheet formula in a sandbox, showing loans that move to SMA-2, tested on 1.2 million records with a Promote to production button
RegOps · FinOps

Operations Control Layer

Change without disrupting reporting cycles: auto-build new templates, Excel-like rules and validations, smoother onboarding, and sandboxes for data and queries.

Today and tomorrow

One foundation for today's returns and granular reporting

Supervisors are moving from filled-in templates to account-level data. The same platform that files your returns today handles the record-level volume and traceability that granular reporting demands.

  • Record-level, versioned dataEvery load kept, so any filing can be recreated as submitted.
  • Quality and lineage per recordChecks that work on millions of rows, not just a few cells.
  • Built to scaleA lightweight foundation with compute separated from storage.
Granular readiness · 2-minute self-checkHow ready is your reporting for granular data?
Why Wekalp

Faster to implement, cheaper to run, easier to change

Implementation
2×
faster go-live
  • 70% lower business-team effort
  • Ingest as-is, with no re-engineering of source data
  • Rules and transformations generated from your SOPs, policies and workings
Business as usual
70–80%
lower infrastructure cost
  • One platform instead of separate ETL, rules and reporting tools
  • Storage and compute kept apart for scale
  • 2–3× faster answers to ad-hoc regulator queries
Change management
Days
for regulatory updates, not quarters
  • Business users configure rules without code
  • Mappings owned by your team, not the vendor
  • Lower long-term vendor lock-in

Indicative figures based on Wekalp implementation benchmarks against traditional regulatory reporting stacks. Actual results depend on scope and source landscape.

Why Wekalp · side-by-side comparisonWekalp vs traditional platforms, and how we implement from your SOPs
FAQ

Regulatory reporting solutions: common questions

What are regulatory reporting solutions?

Regulatory reporting solutions are software platforms that take data from core banking, loan, GL, treasury and risk systems and turn it into the returns banks file with their regulator. Wekalp covers the whole chain from source to submission: ingestion, data quality, validations, calculations, maker-checker sign-off and filing, with full lineage from every reported figure back to the records behind it.

Which regulators and returns does Wekalp support?

Wekalp supports BSP FRP and COCREE 2.0 reporting for banks in the Philippines, with a BSP Submission Platform that runs the BSP’s validation rules before filing. CBUAE SupTech reporting for banks in the United Arab Emirates is coming soon.

How is Wekalp different from traditional regulatory reporting software?

Data is ingested as-is, with no re-engineering of source data, and rules and transformations are generated from your SOPs, policies and workings. Business users then change rules and mappings themselves, like a spreadsheet formula, so regulatory updates take days rather than quarters. Based on Wekalp implementation benchmarks, go-live is about 2x faster and infrastructure cost 70 to 80% lower than traditional stacks; actual results depend on scope. See the side-by-side comparison.

Is Wekalp ready for granular, account-level reporting?

Yes. Every load is kept as record-level, versioned data, so any filing can be recreated as submitted, and quality checks and lineage work on millions of rows. The same platform that files today’s template returns handles granular reporting. Try the 2-minute granular readiness check.

Looking to automate regulatory reporting beyond business logic and SQL queries? Let's talk.